Medical
I have a medical condition. Can I buy Journeywise travel insurance?
Journeywise's travel insurance has a full pre-existing medical condition
exclusion, (A pre-existing medical condition is a medical condition
or any illness related to a medical condition which you or your
companions knew about when purchasing this insurance). as detailed
in the Description of Coverage. However, ring 0870 735 3600 now
and we GUARANTEE to offer to insure you for a single trip (excluding
cases where you or any of your party are over 30 weeks pregnant
or have a terminal prognosis within 4 months date of departure.)
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How will my medical expenses be paid under this policy?
You will be reimbursed for medical expenses incurred as a result
of a covered accident or sickness as detailed in the Description
of Coverage.
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What is meant by Pre-Existing Conditions?
"Pre-existing" condition refers to injury, sickness, disease,
illness or other medical condition that you knew about before you
bought this insurance. For a complete description of Pre-Existing
Conditions, please refer to the General Exclusions in the Description
of Coverage.
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When do I need an E111?
If you are travelling within the European Union, you should secure
a form E111 from your local post office to ensure free reciprocal
treatment between the NHS and other national health services.
If you need treatment, you should present this at the time of treatment
as it may save you paying the £35 policy excess from any claim under
Section A (Medical and Other Expenses).
We recommend you always contact Journeywise as soon as possible
when you need medical attention on your holiday.
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When do I register under the Medicare
scheme?
If you are travelling in Australia and need medical assistance,
you should enroll in the Medicare scheme to ensure free reciprocal
treatment between the NHS and local health services To be eligible
to enroll you must be a United Kingdom resident and will need to
show your passport with an appropriate Visa, and acceptable identification
(for example with Journeywise travel insurance, your medical emergencies
will be covered in Australia and New Zealand, but if you seek treatment
without enrolling in Medicare, we may ask you to pay a policy excess).
We recommend you always contact Journeywise as soon as possible
when you need medical attention on your holiday.
Medicare can be contacted at the following address:
Health Insurance Commission
P.O. Box 1001
Tuggeranong, ACT 2901
Australia
Or visit their web site :
www.hic.gov.au
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